While Medicare, Medigap, and most Medicare Advantage plans cover clinical costs like hospital stays and doctor visits, they typically do not cover the "custodial" cost of daily assistance at home. The Non-Medical Home Care Plan fills this gap.
How It Works
The plan Is Not an Insurane. It is a service contract designed to coordinate non-medical home care exactly when you need it. It is the ideal solution for independent seniors who want to secure their future today.
Key Benefits
National Coverage: Available and portable across all 50 states.
Guaranteed Acceptance: No medical underwriting, no age limits, and no doctor's reports or MIB checks required.
Immediate Access: No elimination periods or complicated claim forms.
Flexible Planning: Choose from four affordable plans with prompt benefit payments.
Exclusive Savings: Discounts available for couples living in the same household.
Non-Use Value: Includes a "Non-Use Renewal" feature for added peace of mind.
Choice of Care: Select from two distinct non-medical home care service options.