While Medicare, Medigap, and most Medicare Advantage plans cover clinical costs like hospital stays and doctor visits, they typically do not cover the "custodial" cost of daily assistance at home. The Non-Medical Home Care Plan fills this gap.
How It Works
The plan Is Not an Insurance. It is a service contract designed to coordinate non-medical home care exactly when you need it. It is the ideal solution for independent seniors who want to secure their future today.
Key Benefits
National Coverage: Available and portable across all 50 states.
Guaranteed Acceptance: No medical underwriting, no age limits, and no doctor's reports or MIB checks required.
Immediate Access: No elimination periods or complicated claim forms.
Flexible Planning: Choose from four affordable plans with prompt benefit payments.
Exclusive Savings: Discounts available for couples living in the same household.
Non-Use Value: Includes a "Non-Use Renewal" feature for added peace of mind.
Choice of Care: Select from two distinct non-medical home care service options.
Suitability Survey
Before applying, the client must ensure he/she meets the suitability criteria.
The statements below describe my current state of health:
I am fully able to live independently and perform all daily tasks (walking, dressing, bathing, toileting, meal preparation, grocery shopping, running errands, transportation) without assistance. I have not been diagnosed with or experiencing any progressive condition affecting my cognitive, physical or mental capabilities.
IF YOU ANSWER NO, DO NOT SUBMIT ENROLLMENT.
Platinum Plan
10,000 Lifetime Membership Hours
$5,700.00 Annually / $475.00 Monthly
5% Annual Payment Discount Price - $5,415.00 10% Couples/Domestic Partners Discount Price - $427.50 Monthly (For Each Membership)
15% Annual Payment For Couples/Domestic Partners Discount Price - $4,845.00 (For Each Membership)
Gold Plan
6,000 Lifetime Membership Hours
$3,540.00 Annually / $295.00 Monthly
5% Annual Payment Discount Price - $3,363.00
10% Couples/Domestic Partners Discount Price - $265.50 Monthly (For Each Membership)
15% Annual Payment For Couples/Domestic Partners Discount Price - $3,009.00 (For Each Membership)
Silver Plan
3,000 Lifetime Membership Hours
$2,100.00 Annually / $175.00 Monthly
5% Annual Payment Discount Price - $1,995.00
10% Couples/Domestic Partners Discount Price - $157.50 Monthly (For Each Membership)
15% Annual Payment For Couples/Domestic Partners Discount Price - $1,785.00 (For Each Membership)
Bronze Plan
1,500 Lifetime Membership Hours
$1,140.00 Annually / $95.00 Monthly
5% Annual Payment Discount Price - $1,083.00
10% Couples/Domestic Partners Discount Price - $85.50 Monthly (For Each Membership)
15% Annual Payment For Couples/Domestic Partners Discount Price - $969.00 (For Each Membership)