High Balance Commercial Real Estate
High Balance Commercial Real Estate
Basic Loan Information
Basic Loan Information
Loans from $1,000,000.00+
Location: USA only
Purpose: Construction, Purchase, Refinance (Cash-out, Rate/terms reduction, and partner buy-out), and Renovations or leasehold improvements
Term: Short - Long-term
Amortization: Up to 30 years
Qualifications
Qualifications
Business and Federal Tax Returns (2022-2024)
FICO from 680+
IRS EIN and State Incorporation
Current and Historical P&L (Previous 3 years)
Personal Financial Statement
Resume or Biography
Rent Roll
SREO and SRES
T12
Loan Programs
Loan Programs
Banks, Credit Unions, or Savings Institutions
CMBS
Fannie Mae
Freddie Mac
FHA /HUD
Lenders: Hard and Private
Life Insurance
USDA
Property Types
Property Types
Apartments and Dorms
Assisted Living Facilities
Cannabis
Convenience Stores
Duplex, Triplex, Quads, etc.
Gas Stations
Industrial and Logistics
Lands
Laundromats
Hospitals, Clinics, and Medical Centers
Hotels, Motels, Resorts
Mobile Homes, RV, and Tiny Homes Parks
Multi-family
Parking and Garages
Self-Storages
Residential (Single and Portfolios)
Shopping Centers and Malls
Industries
Industries
Businesses
Convenience Stores
Education
Government
Healthcare
Housing
Hotels and Hospitality
Industrial and Logistics
Information Technology - Data Centers
Living and Nursing
Manufacturing
Office
Retail
Residential Investors
Restaurant
Sports and Entertainment
And more
Loans for New and Experienced Investors with Low or No Credit
Loans for New and Experienced Investors with Low or No Credit
Real estate investing is not a one-size fits all. This is why coordinate and collaborate with our funding sources to help both new and experience real estate investors and business who seek a lending hand to help them achieve their real estate investment goal. We work with individuals with low credit scores but have the cash needed to secure a real estate investment loan.
Loan Programs
Loan Programs
Asset Based
Bridge
Commercial
Construction
DSCR
Fix n Flip
Fix n Hold
Land*
Rentals
Stated Income
Loan Details
Loan Details
From $50,000.00 to $3,000,000.00
New and Experienced Investors
FICO: No minimum for New Investors. 660+ for Experienced Investors
LTV: Up to 90% of acquisition depending on the program
LTV Rehab: Up to 100% depending on experience
Short and Long -term loans
Up to 30 years amortization
Tax Return depends on years of experience and loan type.
Application: Some lenders charge an application fee
Property Types
Property Types
Non-Owner-Occupied Properties for Residential Investment properties (Single-family properties, condos, Air B&B, and townhomes.
Commercial (MHP, RVs, Retail, Multi-family, Mixed-Use, Self-Storage, Warehouse, etc.
Raw Land Details
Raw Land Details
Bridge Loan
Land MUST be for Commercial or Residential Investment purpose
Predevelopment/Horizontal Infrastructure.
Acquisition/Refinancing
Development
Borrow $1 million to $70 million
Rates starting at 9%
Loan-to-value ratio up to 75%
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