Real Estate Investment Funding

Scaling a portfolio requires more than just a lender; it requires a strategist. We specialize in aligning investors with the precise capital structures needed for residential and commercial projects. By integrating diverse funding sources, we streamline the acquisition and development process. We service clients in the United States only.

The loan amounts: Commercial starting at $500K. Residential investment properties starting at $50K. Term and reates varies by loan type and borrower qualifications. The Property Value Must Exceed the Loan Amount.

Loan Types

Selecting the right financing is critical to the success of a real estate investment. Loans are generally categorized by the investor’s strategy (buy-and-hold vs. quick flip) and the property type (residential 1–4 units vs. commercial 5+ units).

Short-Term & Transactional Loans

Ideal for properties that aren't yet ready for a long-term mortgage due to their condition or a fast-moving deal.

Hard Money Loans: Asset-based loans from private lenders. They prioritize the After Repair Value (ARV) over your credit. They are expensive (8–15% interest) but can close in as little as 5–7 days—perfect for "fix-and-flips. Loan amounts from $75K
Bridge Loans: Temporary financing (usually 6–24 months) used to "bridge" the gap between a purchase and permanent financing. Often used to buy a property, renovate it, and get it leased before refinancing. Loans amount from $100K

Construction Loans: Specially structured to release funds in "draws" as building milestones are met. properties or multiple homes under one "blanket" mortgage. Loan amount from $200K

Long-Term Rental Loans (Buy & Hold)

1. Long-Term Rental Loans (Buy & Hold)

These loans are designed for investors who intend to keep a property for several years to build equity and generate monthly cash flow.

Conventional Investment Loans: Standard mortgages following Fannie Mae/Freddie Mac guidelines. They offer the lowest interest rates but require full income documentation (W-2s/tax returns) and high credit scores.
DSCR Loans (Debt Service Coverage Ratio): A favorite for "scaling" investors. Instead of looking at your personal income, the lender qualifies you based on the property’s ability to cover the mortgage with its rental income. Loan from $200K
Portfolio Loans: Loans kept "in-house" by a bank rather than sold on the secondary market. Lenders have more flexibility to finance unique properties or multiple homes under one "blanket" mortgage.

Commercial Real Estate (CRE) Loans

Used for properties with 5+ units, office buildings, or retail spaces. These are strictly business transactions.

SBA 504 & 7(a) Loans: Government-backed loans for owner-occupied business real estate (e.g., a doctor buying their clinic space). They offer low down payments and long terms.
CMBS Loans (Conduit): Large-scale loans bundled into "bonds" and sold to investors. They are typically non-recourse (the lender can't come after your personal assets) but have very rigid terms.
Agency Loans (FHA, USDA, Fannie/Freddie - Multi-family): Competitive long-term financing specifically for apartment complexes. Loan amount from $1MM

Equity-based Financing

If you already own property, you can use your existing equity to fund the next acquisition.

HELOC (Home Equity Line of Credit): A revolving line of credit (like a credit card) secured by your primary home.
Cash-Out Refinance: Replacing your current mortgage with a larger one and taking the difference in cash.

INDUSTRIES

Multifamily & Residential Development

Apartment Complexes: Buildings with 5 or more units.
Student Housing: Purpose-built housing near universities.
Senior Living: Assisted living facilities and retirement communities.
Mobile Home Parks: Financing for the land and infrastructure of manufactured housing communities.

Industrial & Logistics

Warehouses & Distribution Centers: Large-scale storage for retail and shipping.
Light Manufacturing: Facilities for assembly and small-scale production.
Flex Space: Buildings that combine office and industrial/warehouse usage.
Cold Storage: Specialized refrigerated facilities for food and pharmaceuticals.

Construction & Land Development

Raw Land: Financing for the acquisition of undeveloped land.
Acquisition & Development (A&D): Funding to prepare land for building (grading, utilities).
Speculative Construction: Loans for builders creating inventory before a buyer is secured.

Special Purpose & Institutional

Religious Institutions: Churches, temples, and community centers (as offered by Solution Financial Group).
Education: Private schools, daycare centers, and charter school facilities.
Self-Storage: Climate-controlled or traditional drive-up storage units.
Agriculture: Farm, ranch, and timberland financing

Retail & Hospitality

Retail Centers: Strip malls, shopping centers, and stand-alone "big box" stores.
Hospitality: Hotels (limited service or full-service), motels, and resorts.
Restaurants: Stand-alone buildings or leased spaces within larger centers.

Office & Professional Services

Medical Offices: Specialized facilities for doctors, dentists, and outpatient clinics.
Professional Suites: Legal, accounting, and corporate headquarters.
Coworking Spaces: Shared office environments.

Disclaimer: Solution Financial Group is not a direct lender. All funding decisions are at the discretion of the lender. Advertised rates and terms are subject to change in accordance with lender policy.

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