Streamlined and Cost-Efficient Estate Planning
Creating an estate plan is one of the most meaningful gifts you can give your family, providing genuine, long-term peace of mind. Traditional Estate Planning paths often bury clients under steep fees that range between $1,500 to $5,000+ depending on the state for a standard estate plan—with additional charges every time a client needs routine updates.
The Solution Financial Group Advantage
At Solution Financial Group, we remove the confusion, high fees, and friction from estate planning by pairing modern digital tools with personalized administrative support. We don't believe in overcharging families to protect their future.
Through our premier advisor partnership with Trust & Will, the nation’s leading digital estate planning platform, we are able to offer our clients digitally guided state-specific estate plan configuration. Because we provide direct enterprise partner pricing, our comprehensive consulting packages give clients a full concierge service at a budget-friendly cost.
Our clients can choose between two streamlined options:
Essential (Will-based): Designed for clients who want to ensure their last wishes are honored while having access to a licensed attorney.
Comprehensive (Trust-based) Concierge Package: Designed for clients who want to protect both their family and assets (real estate, digital property such as cryptocurrency, business interests, and pets).
This plan includes the following core documents and benefits:
State-specific Last Will & Testament documents with ALL PROVISIONS:
Last Will & Testament
HIPAA Authorization (Authorization to Release Medical Information)
Advance Healthcare Directive (aka Living Will)
Power of Attorney
2. One-Year Unlimited 30-Minute Phone Consultations with an Estate Planning Attorney in your state:
Call multiple times per day as questions arise.
Get expert legal advice.
Plan-specific document reviews.
Ask unique questions tailored to your life, assets, and state laws.
Note: Attorney Support is available in all states besides Alaska, Hawaii, Mississippi, Oregon, Louisiana, South Carolina, and Tennessee. If you need legal services in these states, please contact the Customer Service Support Team.
3. Complimentary Unlimited Platform Access: Solution Financial Group covers the yearly membership cost that allows our clients to access their estate plan documents at anytime from anywhere
Ongoing Edits: Make informed changes to your plan as life evolves.
Digital Downloads: Download documents in PDF at your fingertips at any time.
Digital Safe: Securely store and organize important personal files.
Plan Strength Score: Review custom recommendations to strengthen your plan.
Advanced AI Assistant: Get quick answers enhanced by your uploaded documents.
4. Estate Plan Portfolio With Free Shipping: A complete, beautifully bound physical portfolio is shipped directly to you with clear instructions on local notary execution.
5. Premium Technical Support: Available to assist clients with platform-related questions, Monday – Friday, 8am – 5pm PT.
6. Educational Resources: Access instructional guides, planning notebooks, and checklists.
7. Our Administrative Consulting Service: We provide dedicated, ethical, and guided consultation throughout your estate plan configuration process to ensure your onboarding, platform setup, and document resources are handled seamlessly.
Price:
Individual: $275
Couple: $375
This plan includes the following core documents and benefits:
State-specific Revocable Trust documents with ALL PROVISIONS:
Last Will and Testament (Pour-Over Will)
HIPAA Authorization
Advanced Healthcare Directive
Power of Attorney
Revocable Living Trust
Schedule of Assets
Certification of Trust
2. One-Year Unlimited 30-Minute Phone Consultations with an Estate Planning Attorney in your state:
Call multiple times per day as questions arise.
Get expert legal advice.
Plan-specific document reviews.
Ask unique questions tailored to your life, assets, and state laws.
Note: Attorney Support is available in all states besides Alaska, Hawaii, Mississippi, Oregon, Louisiana, South Carolina, and Tennessee. If you need legal services in these states, please contact the Customer Service Support Team.
3. Comlimentary Unlimited Platform Access: Solution Financial Group covers the yearly memberhsip cost that allows our clients to access their estate plan documents at anytime from anywhere
Ongoing Edits: Make informed changes to your plan as life evolves.
Digital Downloads: Download documents in PDF at your fingertips at any time.
Digital Safe: Securely store and organize important personal files.
Plan Strength Score: Review custom recommendations to strengthen your plan.
Advanced AI Assistant: Get quick answers enhanced by your uploaded documents.
4. Estate Plan Portfolio With Free Shipping: A complete, beautifully bound physical portfolio is shipped directly to you with clear instructions on local notary execution.
5. Premium Technical Support: Available to assist clients with platform-related questions, Monday – Friday, 8am – 5pm PT.
6. Educational Resources: Access instructional guides, planning notebooks, and checklists.
7. Our Administrative Consulting Service: We provide dedicated, ethical, and guided consultation throughout your estate plan configuration process to ensure your onboarding, platform setup, and document resources are handled seamlessly.
Price
Individual: $500
Couple: $600
The Notary Service Fee is not included in any of the plans listed above.
Compliance and Clarification:
100% DISINTERESTED PARTY NOTARIZATION POLICY: To maintain absolute compliance with Florida Notary Statutes (§ 117.107(12)), we do not personally perform notarizations on documents in which Solution Financial Group, LLC has a commercial or financial interest. We leverage specialized, independent, and unaffiliated mobile notary or Remote Online Notarization (RON) networks in the client’s state of execution to ensure legally uncompromised and valid document executions.
To maintain the uncompromised integrity of our nationwide advisor-led model, we offer a complimentary Legacy Strategy Discovery Session to discuss your unique family dynamics. Schedule your complimentary 15-minute session; click the button below.
While your estate planning package includes direct attorney telephone consultations, many clients prefer our affordable, dedicated clerical preparation and electronic recording coordination service. We prepare your deed accurately from your written intake details and coordinate end-to-end electronic recording via Simplifile—saving you time, high legal retainers, and county clerk rejections.
Solution Financial Group Fee: $250 Flat (Document Preparation & Administrative Logistics)
Property Intake & Clerical Drafting: We provide a structured intake questionnaire. Our team accurately types and prepares your state-specific deed using standardized, vetted legal form templates based strictly on the factual information you submit.
Intake Verification & Accuracy Agreement: Clients review and sign an accuracy confirmation agreement prior to execution, verifying all legal descriptions, parcel IDs, and grantor/grantee designations.
Pre-Filing Fee Calculation & Written Approval: Prior to submitting any file into Simplifile, we pull the exact county statutory recording fees and documentary stamp taxes directly from the Simplifile system and itemize them on your written agreement for review and approval.
Clerk Formatting & Visual Standards Review: Pre-submission visual review to ensure margins, notary acknowledgments, and statutory layout requirements meet county clerk recording prerequisites.
Direct Simplifile Electronic Submission: We coordinate and submit your completed, executed deed directly through Simplifile to the county recorder for fast processing.
Official Recorded Record Delivery: A certified digital PDF copy showing the official county recording stamp, instrument number, and book/page details delivered directly to your inbox upon county clerk acceptance.
Additional Pass-Through Fees:
Electronic Recording Transmission Fee: Direct third-party transmission processing fee of $12 flat per document submission.
County Statutory Recording & Documentary Stamp Fees: Passed through at exact cost calculated prior to filing.
County Rejection & Resubmission Policy: County recording fees are non-refundable by the county clerk. If a document is rejected by the county clerk due to customer-provided intake errors, defective self-scanned paper copies, or unreadable signatures, the client is fully responsible for any additional statutory fees required to re-record or resubmit the document.
Third-Party Notary Service Options
OPTION 1 - Remote Online Notarization (RON) – Highly Recommended Option:
To prevent blurry scans, ink fading, or county legibility rejections, we coordinate an independent digital notarization session 100% online from your computer or smartphone via an accredited platform. The deed remains purely digital from signing to county recording, and our team receives the clerk-ready file instantly.
Estimated Remote Online Notary Cost
One Signer: $55 estimated total ($25 base session/seal + $20 for two witnesses + $10 platform identity verification)
• Additional Signer: +$10 each
OPTION 2 - Local In-Person Notarization (Paper Option):
You may print your prepared deed and sign before any local notary of your choice.
Ink & Recording Compliance: Many county recording offices enforce strict ink color rules (such as black ink only for scanner contrast or dark blue). Clients choosing paper execution are responsible for verifying their specific county recording guidelines regarding acceptable ink color prior to signing.
Submission Requirement: To avoid county clerk rejection, the client is responsible for emailing a clear, flatbed office scan (such as from a UPS Store, FedEx Office, or office scanner). Smartphone camera photos and mobile scan apps cannot be accepted due to strict county visual recording standards.
Note: Solution Financial Group operates as a digital-first administrative service. We do not provide in-person document pick-up or courier delivery services.
Compliance and Clarification of Notary Service:
100% DISINTERESTED PARTY NOTARIZATION POLICY: To maintain absolute compliance with Florida Notary Statutes (§ 117.107(12)), we do not personally perform notarizations on documents in which Solution Financial Group, LLC has a commercial or financial interest. We leverage specialized, independent, and unaffiliated mobile notary or Remote Online Notarization (RON) networks in the client’s state of execution to ensure legally uncompromised and valid document executions.
We intentionally partnered with the nation's leading digital estate planning platform and secure commercial repositories to give you access to a premium, streamlined system compliant in all 50 states.
State-Specific Customization: Every core document and standalone template is customized to match the exact, current probate and estate laws of the Client's state of residency.
Bank-Grade Security: Your private family data, assets, and beneficiary information are fully protected using industry-leading encryption and security protocols.
Clean & Simple Design: The software removes complex legal jargon, using clear, plain-language questions to guide you through your setup.
Physical Document Delivery & FREE SHIPPING: Once completed, the complete, beautiful, bound portfolio containing everything the Client needs to execute is shipped directly to you at NO ADDITIONAL COST.
Traditional estate planning attorneys often charge between $2,000 and $5,000 for a standard living trust. By combining your self-directed input with the power of digital remote notarization and on-demand standalone form retail, we dramatically lower that cost.
No Inflated Legal Fees: You pay only for your software package or retail form access and our direct administrative execution—saving you thousands of dollars in billable lawyer hours.
Transparent Pricing: You will see exactly what you are paying for with clear, upfront invoices and no hidden consultation or unexpected mobile travel charges.
A Scalable Path: Start affordably today on our standard path, with the built-in flexibility to purchase standalone templates or upgrade to independent attorney reviews later as your needs grow.
Fully encrypted and adheres to strict, industry-leading data security standards and estate planning laws. Because estate planning requires handling highly sensitive financial and personal details, the software treats security with bank-level protocols
Encryption Standards
AES-256 Encryption: Trust & Will secures all user data at rest using AES-256 bank-level encryption, which is the gold standard for data security.
In-Transit Encryption: All communication between your web browser and their servers is protected using secure SSL/TLS protocols, preventing third parties from intercepting your data while it travels.
Secure Cloud Infrastructure: The software is hosted on Amazon Web Services (AWS), which provides underlying physical and digital infrastructure certified for ISO 27001 and SAS70 Type II
Compliance Certifications
SOC 2 Type II Certified: Trust & Will has achieved a clean SOC 2 Type II attestation report. Unlike a basic Type I report (which tests security at a single point in time), a Type II certification proves that their security controls, data confidentiality, and privacy safeguards operate effectively over an extended, continuous period
Legal & Regulatory Frameworks
E-SIGN Act (Electronic Signatures): The software complies with the federal Electronic Signatures in Global and National Commerce (E-SIGN) Act. This guarantees that electronic signatures, account creation, and digital intent markers are recognized as legally binding instruments.
State-Specific Estate Laws: Estate planning is largely governed by individual state laws rather than a blanket federal policy. Trust & Will's proprietary logic automatically updates its questionnaires and generated documents to align with the specific statutes, notary frameworks, and signing requirements of your state.
RUFADAA (Digital Assets): Their documents incorporate clauses aligned with the Revised Uniform Fiduciary Access to Digital Assets Act (RUFADAA). This legal standard grants your executors or trustees the explicit legal right to manage your online accounts, cryptocurrency, and digital memories without violating federal computer fraud laws.
Data Minimization Practices: To protect you from identity theft, the platform explicitly does not collect or store highly high-risk data like your full Social Security Number (SSN), bank account routing/passwords, or financial login credential
Estate Planning Core FAQs
Core Asset Protection FAQs
1.What is the difference between a Will & Testament vs a Revocable Living Trust?
The primary difference between a Last Will and Testament and a Revocable Living Trust is that a will takes effect only after your death and must go through a court-supervised process called probate, whereas a revocable living trust takes effect immediately during your lifetime and allows your assets to bypass probate completely.
2. Why Do I need a an Estate Plan?
Planning ahead can reduce confusion, save time, and provide peace of mind for family members. Proper coordination between legal, financial, and insurance strategies creates a stronger overall estate plan.
3. Why is it important to have a Will & Testament if I already have a life insurance, 401k, 403b, or TSP?
A last will and testament is critical because life insurance and retirement accounts (401k, 403b, TSP) do not cover all of your assets, nor do they handle crucial legal decisions like naming guardians for minor children. While it is true that beneficiary designations on financial accounts override a will, relying solely on them leaves massive gaps in your estate plan. A will does not bypass probate, it is included as the primary tool for distributing physical and personal assets because it provides the legal instructions the probate court must follow. Without a will, probate still happens for these assets, but the court distributes them according to rigid state laws rather than your choices
4. Why is a Revocable Living Trust better than just having a Last Will Testament?
A Last Will & Testament is only a legally binding document outlining exactly how you would like your personal belongings and assets (If any) are to be distributed. You must go through a public, state-managed court process called Probate before your heirs can receive anything. Probate takes 6 to 24 months, requires expensive court and attorney fees, and makes your entire asset list public record. A Revocable Living Trust completely bypasses Probate. Because the trust owns the assets, management transfers to your chosen trustee instantly and privately upon your passing, protecting your family from unnecessary delays and legal bills.
5. What exactly does the "Attorney Phone Access" includes?
Each estate plan includes 1 full year of access to schedule 30-minute phone consultations with an estate planning attorney licensed in your state. Get expert legal advice, have your specific plan choices reviewed, and ask unique questions tailored to your life, assets, and state laws.
Note: Direct Attorney Support is available in 43 states. It is currently excluded in Alaska, Hawaii, Louisiana, Mississippi, Oregon, South Carolina, and Tennessee. If you reside in one of these states, our support team will connect you with alternative legal assistance options.
6. What is a Health Insurance Portability and Accountability Act (HIPAA) Authorization form:?
This form allows medical providers to share health records and status updates with parents or any person authorized by you.
7. What is a Medical Power of Attorney?
Is a legal document that lets you name a trusted person to make your medical decisions if you become too sick or injured to speak for yourself.
8. What is a Financial Power of Attorney (POA)?
Is a legal document that grants a trusted person the authority to manage your finances and property. This person is called your agent or attorney-in-fact, while you are the principal
9. What is an Advance Healthcare Directive?
Is a legal document that outlines your preferences for medical care if you become incapacitated and are unable to make or communicate decisions for yourself
10. What is Schedule of Assets?
Is a master list attached to the back of a revocable living trust that details all the property and items owned by the trust. It serves as an official record of the trust's contents for the trustee and beneficiaries.
11. Is my estate plan legal and valid in my state? All estate plans packages are built by attorneys and customized by you. Every plan is legally-valid, state specific, and created to meet your specific needs.
12. What is the role of the Executor for my estate plan?
An Executor is a trusted individual who will manage your final affairs, pay off outstanding debts, cancel subscriptions, file your final tax returns, and ensure your remaining assets are distributed properly. Without a will, the court will appoint an administrator of its choosing.
1. Wy should I Diggital Assets in a Revocable Trust?
When setting up a revocable trust, digital assets are often overlooked, yet they are among the most vulnerable to being locked away forever if not properly handled. A revocable trust can hold the rights to manage these assets or the economic value they generate.
2. Which Post-Mortem Laws Govern the access to Digital Assets in the United States?
There are two key post-mortem laws Governing the access to Digital Assets laws in he United States Access. These are governed by a combination of state inheritance laws, federal privacy legislation, and tech company policies:
1. RUFADAA (State Law): The primary law governing digital asset inheritance across the U.S. is the Revised Uniform Fiduciary Access to Digital Assets Act (RUFADAA), which has been enacted by 46+ states and Washington, D.C. This law grants an court-appointed executor or administrator legal authority to manage your digital accounts, subject to a strict 3-tiered priority system with controlling mechanism:
Tier 1 (Highest): Online Legacy Tools: Features like Google Inactive Account Manager or Apple Legacy Contact override everything—including a will or trust.
Tier 2. Estate Documents: Explicit directions written in a Will, Trust, or Power of Attorney.
Tier 3 (Lowest). Terms of Service (ToS). The provider’s default terms kick in if Tier 1 and Tier 2 directions do not exist.
2. FEDERAL ANTI-HACKING & PRIVACY LAWS
Stored Communications Act (SCA): Prohibits companies (like Google, Apple, or Meta) from disclosing the content of your communications (emails, DMs, private photos) unless you explicitly granted consent before dying. Without explicit consent in an online tool or will, your executor only gets access to catalogue information (e.g., sender, recipient, time/date, account balances), not the message contents.
Computer Fraud and Abuse Act (CFAA): Makes it a federal crime to log into someone else's account without authorization—meaning it is technically illegal for your family to use your password/PIN to log in directly, even if they know your credentials.
3. What are the different types of Digital Assets that should be included in a Revocable Trust?
1. Financial & Income-Generating Accounts
Cryptocurrency & Digital Wallets: Bitcoin, Ethereum, and other crypto held in "cold storage" hardware wallets or on exchanges (like Coinbase).
Digital Storefronts: Active stores on platforms like Amazon, eBay, Shopify, or Etsy.
Monetized Social Media & Content: YouTube channels, TikTok accounts, blogs, or podcasts that generate ad revenue, sponsorships, or affiliate income.
Online Financial Accounts: Digital-only bank accounts, PayPal, Venmo, CashApp, and online brokerage accounts.
2. Intellectual Property & Digital Creations
Websites & Domains: Valuable domain names and website hosting accounts.
Digital Artwork & Media: NFTs (Non-Fungible Tokens), stock photography portfolios, or self-published e-books on Kindle.
Proprietary Code & Software: Source code, SaaS (Software as a Service) platforms, or mobile apps you have developed.
3. Electronic Communication & Storage
Email Accounts: Gmail, Outlook, or Yahoo accounts. These are critical because they act as the "gatekeepers" to reset passwords for every other account.
Cloud Storage: Apple iCloud, Google Drive, Dropbox, or OneDrive accounts containing family photos, videos, tax returns, and important documents.
Young Adult & Parent Estate Plan FAQ
1. My young adult daughter / son is is my legal dependent child. I pay for all expenses and lifestyle. Can I access the education, medical, housing, and financial records as whennever I want?
A. No. In the eyes of the law, once your child turns 18, they are a legal adult. Once a child turns 18 years old, they are legally an adult. This means the parent instantly lose the automatic right to access their adult child's medical records, academic status, digital assets, and financials—even if the parents are still completely funding their lifestyle. Without the proper legal documents a hospital, bank, landlord, digital asset trading platforms, cell phone companies among others, cannot legally share information with you, even in an emergency.
2. Can't I just use a standard, generic Power of Attorney form from the internet for my child who attends College or University?
Standard internet forms frequently fail. Major universities (like UCF, UF, or FIU) routinely reject generic legal documents when it comes to academic and financial records. Our package includes a custom FERPA Portal Strategy Guide and localized backup forms designed specifically to bypass campus bureaucracy.
3. What is the importance of the FERPA Release Form for parents?
The Family Educational Rights and Privacy Act (FERPA) locks down your student's academic and billing records. By incorporating a notarized FERPA Release, your student grants you direct legal access to discuss emergency housing issues, communicate with university administration, view grades, or handle sensitive financial aid and tuition billing blockages during an extended medical absence.
4. The college / university already provides a FERPA form. Why do I need this package?
A standard college / university FERPA form only allows a parent to view information—it does not grant the legal authority to make decisions. Furthermore, standard forms are powerless if a student is incapacitated or if you are dealing with rigid private university legal departments. Our package goes far beyond a simple school form by pairing it with a Durable Financial POA and Medical POA, legally empowering you to actively manage tuition, sign emergency housing paperwork, or handle financial aid blockages on your child's behalf during a major crisis.
5. By creating an estate plan for my young audlt child, does this package mean I am controlling their life?
Not at all. These documents do not take away your child's independence. Instead, they act as an emergency safety net. They give you the legal authority to step in, access vital information, and speak on their behalf only if they face an unexpected crisis, medical emergency, or severe illness.
6. What is an Affidavit of Residency?
An Affidavit of Residency is a state-specific, sworn legal document used to officially verify an individual's physical address. Because it is signed under oath and legally authenticated, it serves as certified proof of a permanent home address when traditional documents—such as a mortgage, formal property lease, or utility bills—are unavailable or not issued in the person's name.
7. Why is it important for a young adult or college student to have an Affidavit of Residency?
When a young adult turns 18 and moves away for college or an apartment, they rarely have utility bills or property deeds in their name to prove where they live. This document acts as an essential emergency and administrative safety net that:
Secures In-State Tuition: Proves local state residency to university registrars to unlock lower, in-state college tuition rates.
Bypasses Banking and Asset Roadblocks: Validates their legal jurisdiction for financial institutions, ensuring banks or crypto exchanges accept parent Power of Attorney (POA) or Trust actions during a crisis.
Satisfies Local Government Mandates: Provides the necessary legal proof required to update a state driver’s license, obtain a state ID, or complete local voter registration.
We strive to deliver seamless estate planning support through our platform partnerships. Please note that as a 100% independent company, Solution Financial Group LLC operate under our own internal corporate policies separate from our technology vendors. Because digital estate plans, templates, and administrative documents are instantly initialized, customized, and prepared for your unique legal requirements upon purchase, all sales are strictly final.