Discover our affordable, non-insurance Home Care Service Plans that cover everyday tasks like meal prep, errands, hygiene support, and overnight care.
Did you know Medicare & Medigap do NOT pay for non-medical daily assistance at home?
Out-of-pocket home care agencies cost an average of $27–$30+ per hour.
Traditional Long-Term Care insurance is expensive and difficult to qualify for.
No Medical Exams: No underwriting or health records required.
Flexible Caregiver Choice: Use a licensed agency OR compensate a trusted friend/neighbor.
Lifetime Care Hours: Lock in up to 10,000 hours of care that never expire.
National Coverage: Available and portable across all 50 states.
Guaranteed Acceptance: No medical underwriting, no age limits, and no doctor's reports or MIB checks required.
Immediate Access: No elimination periods or complicated claim forms.
Flexible Planning: Choose from four affordable plans with prompt benefit payments.
Exclusive Savings: Discounts available for couples living in the same household.
Non-Use Value: Includes a "Non-Use Renewal" feature for added peace of mind.
Choice of Care: Select from two distinct non-medical home care service options.
Meal Planning / Preparation
Assistance With Dressing
Assistance With Bathing, Toileting And Hygiene
Grooming
Laundry, Ironing and Changing Linens
Grocery Shopping
Light Housekeeping
Monitor Diet And Food Expirations
Medication Reminders
Accompany To Place Of Worship
Accompany To Doctors Appointments And More
A 5% annual fee discount is available for each new enrollment.
A 10% fee discount is available for each husband and wife or domestic partners when enrolling at the same time.
A 15% annual fee discount is available for each husband and wife or domestic partners enrolling at the same time.